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Buyer Purchase Incentives & New Loan Products


​Now Available – Utah Housing Conventional Loan Product with no MI 

Axiom Financial is excited to announce a new Fannie Mae loan product that is exclusive to housing agencies, including Utah Housing Corporation. The new product, a Conventional 30-year xed rate mortgage with NO MORTGAGE INSURANCE, is an excellent alternative to FHA nancing for qualied home buyers. We anticipate that this product will be available by mid-August, 2013. Please note that the product highlights listed below are tentative and subject to change. We will keep you posted on any new developments.

Product Highlights:

  •  97% first mortgage with a 4% second mortgage provided by Utah Housing Corporation to cover down payment and closing costs
  •  Minimum credit score: 700
  •  Maximum qualifying household income: $84,000
  •  Maximum purchase price: $350,000
  •  Program is not limited to first-time homebuyers (same as HomeAgain and Score Loans)
  •  Manufactured homes, condos and attached PUDs are not eligible
  •  No up-front or monthly mortgage insurance required